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Posts: 1636
| What kind of insurance do you guys have for your boats and how much does it run you a month/year? Please include what kind of boat too. Thanks!
*feel free to pm me
Edited by Reelwise 1/3/2008 10:43 PM
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Posts: 425
Location: Roseau | I have American Family.
Run a 1999 Sylvan 16 ft with a 90 hp and a 6 hp kicker.
It is $150 for the year.
Thanks |
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| American Family as well, Ranger 690 with lots of bells and whistles on it insured for $230 per yr. |
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| Whatever you go with make sure you inquire about where you can store it and whether or not it will cover everything you store in it. Many standard policies don't have enough coverage for all our electronics, rods, baits, etc. that are in our boats. My policy has a rider for all that stuff. |
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Posts: 670
Location: Otsego, MN | State Farm, Ranger 620T $230 per year. |
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Posts: 1451
Location: Kronenwetter, WI | Make sure you get the correct breakdown on the boat motor trailer values....each will be insured seperately. |
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Posts: 143
| 2007 Crestliner 1600 fish hawk
Progressive - 20 bucks a month or something.
total loss replacement, $5000 of gear replacement. seems ok, but i'm gonna do some looking around. |
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Posts: 3479
Location: Elk River, Minnesota | 05 Alumacraft Navigator/90hp yamaha, trailer, bells whistles, gear etc...
Boat US...full replacement policy on loss or repair..no depreciation factored in. $320 per year.
Edited by VMS 1/4/2008 8:45 PM
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Posts: 300
Location: Minocqua, WI | 15ft lund/ 28HP Evinrude
$100 for 2008. Thru my State Farm car insurance agent. |
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Posts: 5
| $226.00 per year for a 16' v-hull aluminum Smokercraft, 75 HP 4 stoke, 4.5 hp kicker and trailer, etc. $300,000 in liability. Insurance is through Old United's Angler's Advantage program.
The policy covers me on the Great Lakes and Canada. It is an "agreed value" policy so that you don't get shocked when it comes to getting paid on a claim. The policy covers me even in a tournament. It also covers personal effects up to $2,000 for me and a fishing partner. It also covers Emergency Service and Towing. If there is a better policy out there for the fishermen, I have not found it. Check your policy against this one, If yours is better, let us know, and I'll be the first one to switch.
Angler's Advantage: 800-866-6090 or check out their web site.....
Edited by campfire 1/8/2008 4:49 PM
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Posts: 215
Location: Twin Cities | I have an 07 Ranger 188VS
I have a 500 deductible and $1000 worth of equipment coverage. I pay about 287 a year. Does this seem right to any of you?? (I have american family)
And what the heck, I have yet to show the new purchase so here is a pic:
Edited by The Dogger 1/10/2008 11:14 AM
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DSCN1232R.JPG (114KB - 112 downloads)
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| Brandyn, I use FCIS, Farm and City Insurance. Highly suggest using a company that caters to fisherman, boaters like FCIS does. Almost found out the hard way that my homeowners insurance I used to use didn't cover your rig for tournaments, great lakes and a few other specific situations.
Coverage for my Ranger 620
Tournaments
Great Lakes Coverage
10k for effects (gear, electronics, equipment)
Runs me around $350 a year |
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Posts: 1887
Location: syracuse indiana | heck i have american family also i have a 500 deductable and 2500 equipment on a 98 crestliner 1850 tournament with a 135 opti and its for 198.00 a year....bill |
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