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Posting a reply to: Re: Totaled my trailer....Insurance question

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hi


You are replying to:
Halfpint
Posted 12/27/2007 1:55 PM (#290717 - in reply to #289551)
Subject: Re: Totaled my trailer....Insurance question




Posts: 73


Location: Indiana
Oh yea....totally forgot about that. Insurance Dept complaints are definately an option if you feel you have been misled or mistreated. They do get back to the adjuster and agent alike...and can really be a big deal of they have gotten complaints in the past.

I'm still thinking this...it sounds more like the issue they are dealing with isn't the limit of 2000 bucks, but the issue of finding a value for the trailer you own before it was wrecked (ACV). The trailer is prob easily worth over 2000....so if that was they case they would have prob already paid to that limit and been done with it. Adjusters have to close claims and that would have been an easy one if the limit was that low. Keep in mind, they most likely are determining the ACV...which will be considerably less than the replacement cost....so again, it will cost you out of pocket to get a new trailer to match. but again, when you sell the boat, you'll be able to sell it for more.

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