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| For me I chose to finance my boat for 144 months. I did this with my last boat also and paid it off in 7 yrs. I own my own business and you never know what might come up, bad year, ect. I liked knowing I could make that smaller payment if I wanted to, I usually didn't but I also knew I could afford to keep my boat were I to have an off year financially. I just financed my new (to me) boat for 10 years with Wells Fargo, got a good rate, and they will take a 1/4 of a percent off if you do automatic withdrawal. | |
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