Posts: 2691
Location: Pewaukee, Wisconsin | I just got my whole plan for everything done.
My boat insurance and home owners will both cover my guide and tournament outings. You have to add your buisness to the homeowners under extra buisnesses. This way your covered under both.
I also added a major rider over all my insured items. This blanket will make sure anything that might happen to the extreme will not break me.
You can have a good insurance policy and something unusually catastrophic happens. This could break your bank, garnish your wages, take all your assets etc. I am talking extreme sircumstances.
The blanket coverage was $215.00 a year. Seems like a lot but I have way too much to loose.
I would assume there is plenty of guides that just take the risk and guide with basic coverages.
Its a lottery-----Do you feel lucky today. So might the drunk in the boat that killed your client by accident. It wasn't your fault, he hit you............ Sorry, it doesn't work that way. |
