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Posting a reply to: Re: Totaled my trailer....Insurance question

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[QUOTE]kap n jim - 1/12/2008  7:49 AM

Cowboy, I've been there but with a different insurance company. Bringing your issue to a public forum appears to have helped your situation, congratulations.

My suggestion to all is to check the insurance companies you are with, or considering, with the NAIC database. NAIC stands for National Association of Insurance Commissioners. Here is a link:

http://www.naic.org/cis/index.do

What you want to look for is the "Complaint Ratio." I'm no rocket scientist, but it makes sense to me to know how many complaints (like yours) insurance companies are receiving. I'm sure most insurance complaints don't make the pages of Muskie First and other message boards, but they should show up here.

1. Click on Link
2. Type in Company name
3. Click on Complaint Ratio Report
4. Click on Create Report

Look at the score and see the chart below. If your company is way off on the right side of chart (more complaints than average), you may want to ask some serious questions about the company that is covering your hard earned assets. 
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kap n jim

Posted 1/12/2008 7:49 AM (#293566 - in reply to #291676)
Subject: Re: Totaled my trailer....Insurance question

Posts: 5

Cowboy, I've been there but with a different insurance company. Bringing your issue to a public forum appears to have helped your situation, congratulations.

My suggestion to all is to check the insurance companies you are with, or considering, with the NAIC database. NAIC stands for National Association of Insurance Commissioners. Here is a link:

http://www.naic.org/cis/index.do

What you want to look for is the "Complaint Ratio." I'm no rocket scientist, but it makes sense to me to know how many complaints (like yours) insurance companies are receiving. I'm sure most insurance complaints don't make the pages of Muskie First and other message boards, but they should show up here.

1. Click on Link
2. Type in Company name
3. Click on Complaint Ratio Report
4. Click on Create Report

Look at the score and see the chart below. If your company is way off on the right side of chart (more complaints than average), you may want to ask some serious questions about the company that is covering your hard earned assets.