Posts: 3479
Location: Elk River, Minnesota | I know after I had my first encounter with some granite that my original insurance policy was not a replacement policy...they were going to only allot me a fair market value for the price of what my lower unit would be if it was in working condition. I got a bunch of run-around on it too..
I switched companies...I am now with Boat US and have the whole rig insured as a full replacement in the case of it being totaled. It costs a bit more, but if I do total it, I get the same amount of money as when I purchased it.
Definitely is worth knowing all the numbers and how it works....ASSUME NOTHING!!
Steve |
