Paul S - 9/8/2015 5:36 AM
I second this,
Young anglers and anglers in general are 1) spending way more than they need to on boats to catch fish 2) Taking loans out on boats !
Don't take a loan out for a boat !
I agree with this in theory but a small loan for a used boat is not unreasonable as long as the payoff is fast
(2-3 years tops
). If it is the difference between having a boat for a season versus sticking to the shore or hoping to fish with friends all season, then take the loan. And I am thinking along the lines of a 20-something year old that has a steady job that is buying a 10K boat and has to take out a small loan. Thankfully, my father gave me loans for my first couple trucks and boats and now I pay cash for trucks and toys. But the OP has 15K so he is good to go.