Suggestions for Boat Insurance
Musky Alan
Posted 2/6/2004 6:38 PM (#96175)
Subject: Suggestions for Boat Insurance





Posts: 544


Location: Alsip, Il
Going to have to renew my policy, so far I have had real good service with State Farm, but seems like they are alittle high. Thanks, Al
esoxmn
Posted 2/6/2004 6:53 PM (#96176 - in reply to #96175)
Subject: RE: Suggestions for Boat Insurance




Posts: 87




Edited by esoxmn 2/6/2004 6:55 PM
esoxmn
Posted 2/6/2004 6:53 PM (#96177 - in reply to #96175)
Subject: RE: Suggestions for Boat Insurance




Posts: 87


I went with Progressive. They had the best coverage with complete replacemant cost,no depreciation.
kevin
Posted 2/6/2004 7:24 PM (#96185 - in reply to #96175)
Subject: RE: Suggestions for Boat Insurance





Posts: 1335


Location: Chicago, Beverly
I'd do a comparison of both progressive and state farm. I know a guy that has had several 150 evinrudes replaced while having state farm, supposedly they covered everything but the deductible. But looking at the brochure I got from progressive, they look better... I know down in Webster Progressive seems to be the most popular, and you know how many boats are around there...
sparky
Posted 2/6/2004 7:27 PM (#96187 - in reply to #96175)
Subject: RE: Suggestions for Boat Insurance




Posts: 26


Location: Carol Stream, IL
I also have Progessive.

Luke S
ToddM
Posted 2/6/2004 7:44 PM (#96188 - in reply to #96175)
Subject: RE: Suggestions for Boat Insurance





Posts: 20213


Location: oswego, il
Alan, I had state farm with my old boat too. Never had to make a claim with it though. I went with them becuase they insure my suburban.
Pepper
Posted 2/8/2004 4:52 PM (#96292 - in reply to #96175)
Subject: RE: Suggestions for Boat Insurance




Posts: 1516


I called Prgressive and the complete replacement feature was for boats 2 years old and newer. A lot of companies will give multi-policy discounts so if you have your homeowners, auto & boat with the same company you could save a little. Another insurance that is often overlooked is towing. I have AAA Motor Club RV coverage that will tow the rig up to 150 miles. Your boat policy may not help if the trailer fails due to mechanical breakdown.
castmaster
Posted 2/8/2004 6:46 PM (#96304 - in reply to #96175)
Subject: RE: Suggestions for Boat Insurance





Posts: 910


Location: Hastings, mn, 55033
i get my insurance through american family. i pay $236 a year for my lund 1775 pro-v with 75 hp honda on it. thats with $10000 in equipment and electronics coverage added on. i do get a discount for having 2 vehicles and 2 atv's insured through them as well as the boat. i switched to them from progressive a few years ago. i was paying $445 a year with progressive. rates on the rest of my stuff was higher with them too!
0723
Posted 2/8/2004 8:10 PM (#96314 - in reply to #96175)
Subject: RE: Suggestions for Boat Insurance




Posts: 5161


Call Hicks Insurance in Tinley Park 708-532-7474.He has 13 different companies with harthford being the big one.I to used to have state farm, through hicks I purchased cheaper insurance and better coverage.0723 Bill Ramsey